If you are involved in an auto accident,preparing for a legal matter is probably the last thing on your mind,and you’d honestly be best served by contacting a personal injury attorney. However,preparing for your car crash claim is the best way to ensure that your expenses will be taken care of when the time comes. Here is how to handle a car crash claim:
1. Remain Where You Are
It can be tempting to leave an auto accident as soon as you are able,but doing so is often seen by authorities as an admission of fault. Remain where you are,taking time to check on the people and property involved. You should also call the police to the scene and cooperate fully in their investigation in case it comes up later.
2. Exchange Information
The next step is to exchange insurance information with everybody involved in a crash,as noted by insurance claim for a car accident. Take down all of the information you can regardless of who you think is responsible. It is also NOT an admission of guilt to provide others with your insurance information,so make sure to do so. Just don’t say anything potentially incriminating in the process,as that could be used against you later.
3. Contact Your Insurance
Your insurance company needs to know that you were involved in an accident as quickly as possible. Make sure that you only tell them the truth,as they can deny your claim for attempting to mislead them. If possible,have the police report on hand when you call them to ensure that you keep your facts straight. Pictures can also help you prove any damages to your vehicle.
4. Keep Track of Expenses
Finally,an itemized list of expenses makes it easier for a court to award you damages. Save any medical bills so you don’t need to estimate them later. You can also get an independent estimate on your vehicle’s damages if you feel that your adjuster’s figure is too low.